Life Expectancy & Annuity Present Value Calculator
Estimate remaining life expectancy from a general-population life table, and calculate the present value of an annuity over that term.
This tool provides a rough estimate based on the U.S. Social Security Administration general-population period life table; it does not reflect individual underwriting, medical history, or lifestyle factors. It is not financial, insurance, or medical advice — consult a licensed actuary or financial advisor for actual decisions.
Leave blank to use the calculated life expectancy as the term.
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Source: U.S. Social Security Administration (SSA), Period Life Table, 2021 experience (as published in the 2024/2025 OASDI Trustees Reports). Intermediate ages are linearly interpolated between published anchor ages.
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